GMS Visitors Insurance Review: Pros, Cons, Terms, and Pricing
Brand Overview
90-day pre-existing condition stability period, a Canadian homegrown brand with reliable service.
Strengths: Local brand, good pricing on short-term plans.
Core Policy Terms
| Term | GMS |
|---|---|
| Pre-existing stability period | 90 days |
| Deductible type | Per Policy |
| Waiting period | None if bought before arrival |
| Direct billing | Available |
Price Analysis
GMS's price depends on age, coverage amount, deductible, and length of stay. Enter your specific details in the comparison table to see real prices.
Pros and Cons
Pros: Local brand, good pricing on short-term plans.
Cons: Only a 90-day stability period; weaker pre-existing condition coverage.
Who It Suits
GMS suits travellers who value the following: Local brand, good pricing on short-term plans.
Frequently Asked Questions
Is GMS visitors insurance good?
GMS has a 90 days pre-existing condition stability period. Local brand, good pricing on short-term plans. Check the comparison table for real prices.
How are GMS's claims?
The claims process is similar to other insurers: contact the assistance centre before treatment, keep receipts, and submit online. Usually paid within 2-4 weeks.
Next Steps
See the plan comparison overview for what this site covers, or open the full comparison table (page in Chinese) with terms and prices from all 6 insurers.