Visitors to Canada Insurance, Explained in Plain English
What this site does
Canada's visitors insurance market is served mostly by English mega-brokers and a handful of Chinese-language agents. This site gives both audiences the same thing: accurate policy terms from 6 major insurers, side by side in one table — pre-existing condition stability periods, deductibles, waiting periods, claim rules — plus practical guides for the situations that actually matter: Super Visa applications, provincial health plan waiting periods, and ageing parents with chronic conditions.
Prices come from insurers' official rate cards and are consistent across channels — we publish the source and last-verified date instead of vague estimates.
Start with the comparison table
The full comparison table (page in Chinese) shows all 6 insurers at once: TuGo, Manulife, GMS, 21st Century, Destination Canada, and RIMI / Secure Travel — enter the visitor's age and length of stay to compare terms and prices side by side.
Most-read guides
- Super Visa insurance requirements: 2026 Complete Guide
- How long is the BC MSP waiting period?
- Visitor insurance waiting periods explained
- How to declare pre-existing conditions
- How much does visitor insurance cost in Canada?
Browse all topics in the knowledge base.