All Six Insurers Comprehensive Comparison: 2026 Six-Insurer Comparison
The Six Insurers at a Glance
The Canadian visitors to Canada insurance market has six major insurers, each with distinct strengths. Here is the combined comparison:
| Insurer | Stability period | Strengths |
|---|---|---|
| TuGo | 180 days | Long stability period (180 days), strong Chinese-language support, online claims. |
| Manulife | 120 days | Big brand, convenient online purchasing, solid pre-existing condition coverage. |
| 21st Century | 180 days | Strong price competitiveness and a 180-day stability period. |
| GMS | 90 days | Local brand, good pricing on short-term plans. |
| Destination Canada | 180 days | High flexibility and a 180-day stability period. |
| RIMI / Secure Travel | 180 days | Competitive pricing and a 180-day stability period. |
Stability Period Comparison
Insurers with the longest (180-day) stability period: TuGo, 21st Century, Destination Canada, RIMI / Secure Travel. Shortest: GMS (90 days).
If the visitor has chronic conditions (high blood pressure, diabetes, etc.), prefer a 180-day stability period insurer.
Price Comparison
Insurers with the strongest price competitiveness: 21st Century, RIMI / Secure Travel.
But price varies by age, coverage amount, and length of stay. Enter your specific details in the comparison table to see real prices.
How to Choose
See the plan comparison overview to check all 6 insurers' terms and prices in one place.
Frequently Asked Questions
Which visitors insurance is cheapest?
It varies by traveller, but 21st Century, RIMI / Secure Travel are generally the most price-competitive. Use the comparison table to see real prices.
Which insurer covers pre-existing conditions best?
Insurers with a 180-day stability period: TuGo, 21st Century, Destination Canada, RIMI / Secure Travel. They offer the broadest pre-existing condition coverage.
What separates the six insurers?
Mainly the stability period (90-180 days), price competitiveness, brand recognition, and customer support. Choose based on your specific needs.
Next Steps
See the plan comparison overview for what this site covers, or open the full comparison table (page in Chinese) with terms and prices from all 6 insurers.