Insurer Reviews

21st Century Visitors Insurance Review: Pros, Cons, Terms, and Pricing

Updated 2026-09-11 · 4 min read

Brand Overview

180-day pre-existing condition stability period, Chinese-language service, competitive pricing.

Strengths: Strong price competitiveness and a 180-day stability period.

Core Policy Terms

Term21st Century
Pre-existing stability period180 days
Deductible typePer Policy
Waiting periodNone if bought before arrival
Direct billingAvailable

Price Analysis

21st Century's price depends on age, coverage amount, deductible, and length of stay. Enter your specific details in the comparison table to see real prices.

Pros and Cons

Pros: Strong price competitiveness and a 180-day stability period.

Cons: Less brand recognition than TuGo or Manulife.

Who It Suits

21st Century suits travellers who value the following: Strong price competitiveness and a 180-day stability period.

Frequently Asked Questions

Is 21st Century visitors insurance good?

21st Century has a 180 days pre-existing condition stability period. Strong price competitiveness and a 180-day stability period. Check the comparison table for real prices.

How are 21st Century's claims?

The claims process is similar to other insurers: contact the assistance centre before treatment, keep receipts, and submit online. Usually paid within 2-4 weeks.

Next Steps

See the plan comparison overview for what this site covers, or open the full comparison table (page in Chinese) with terms and prices from all 6 insurers.